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10 steps to boost your financial health — that you can do in a day | Your Money and Your Mind

You take vacation days, sick days and mental health days; now it’s time to add a financial health day to that list! What to do on it? Behavioral psychologist Wendy De La Rosa shares 10 simple steps you can take to spend less, save more — and stress less. Managing your money can feel scary…

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You take vacation days, sick days and mental health days; now it’s time to add a financial health day to that list! What to do on it? Behavioral psychologist Wendy De La Rosa shares 10 simple steps you can take to spend less, save more — and stress less.

Managing your money can feel scary and complicated, but it doesn’t have to be. In this TED series, behavioral scientist Wendy De La Rosa explains why we spend too much and save too little — and shares easy steps to help us achieve a more secure financial future. (Made possible with the support of Wells Fargo)

Watch Your Money and Your Mind with Wendy De La Rosa at

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90 Comments

90 Comments

  1. Charles

    March 3, 2021 at 4:14 pm

    I rarely if ever feel the need to comment… I appreciate the video but the last couple of tips doesn’t work for the current times and highlighting those points seem out of touch. Spend time on experiences, spending time with others, hiring someone to clean your house or mowing your lawn.

    • maxybaer123

      March 3, 2021 at 8:01 pm

      you can do most of those things even in covid. yes its harder but Its still possible. I also feel the need to mention that not everywhere is in the complete social isolation of the US and this advice works even beyond that. Calling this out of touch is weird its just not focused spesificaly on covid.

    • robrasti

      March 3, 2021 at 10:02 pm

      That point jumped out at me too, especially after she pointed out “Do the things that save you time” right after saying “Delete the delivery apps”

    • maxybaer123

      March 3, 2021 at 10:10 pm

      @robrasti delivery apps often convince you to spend money where you otherwise could get food easily. Yes they “save time” but their existance is a temptation to spend alot of money for not much gain. Its a behavioral thing. if you makes spending money less easy you will do it less and not suffer much. if you make spending money easy it becomes an effort to resist doing so.

  2. Conor Fitzpatrick Design

    March 3, 2021 at 4:27 pm

    Wtf is that thumbnail

    • JFKN

      March 3, 2021 at 5:33 pm

      Ticking the all the diversity quotas bro lol

    • 𝕮𝖚𝖈𝕶 𝕮𝖗𝖚𝖘𝖍𝖊𝖗

      March 3, 2021 at 6:39 pm

      it’s a stone toss comic turned into real life, over and over and over again.

  3. AL

    March 3, 2021 at 4:28 pm

    I thought one of the steps was going to be to get somebody to massage your right pectoral.

    • iiiiitteeee

      March 3, 2021 at 7:30 pm

      im sayin… someone wit tha same genetalia preferably..

    • sk8mysterion

      March 3, 2021 at 8:03 pm

      😄👌

  4. navitech televisyon

    March 3, 2021 at 4:32 pm

    Arabic captions ??

  5. DankTendencies

    March 3, 2021 at 4:39 pm

    So according to the thumbnail in order to financially well off I just need to become 1/2 of an interracial gay couple. Got it.

    • Sample Name

      March 3, 2021 at 4:42 pm

      According to the other videos in order to financially well off you just need to become 1/2 of an interracial hetero couple. Or a car/house. Do it! Or maybe just try to watch video.

    • Dj Aligaytor Bait

      March 3, 2021 at 4:49 pm

      Gay!

    • Sample Name

      March 3, 2021 at 5:13 pm

      @Dj Aligaytor Bait Hetero! XD

  6. Ram

    March 3, 2021 at 4:40 pm

    Bitcoin is a scam.

  7. mrmatalino

    March 3, 2021 at 4:44 pm

    What’s up with the men grabbing each other in the thumbnail????

    • George Gray

      March 3, 2021 at 5:35 pm

      Probably really excited about the amount they’ll save each week by using the suggestions in the video.

    • sk8mysterion

      March 3, 2021 at 8:03 pm

      @George Gray 😂

    • maxybaer123

      March 3, 2021 at 8:05 pm

      they are in a relationship. 1:39 is when they talk about this. idk why 2 gay guys is such a big deal for you are you just super naive and live in a sheltered american buble or smth?.

    • Claire Roussel

      March 3, 2021 at 9:55 pm

      They’re in love. What’s up with you ?

  8. freebirdiii

    March 3, 2021 at 4:46 pm

    I support the general idea of financial well-being. That said, life insurance isn’t something you SHOULD DEFINITELY sign up for if you don’t have it. Instead of just telling people who don’t have it to get it, tell them to research WHY people get life insurance so they can determine for themselves if it makes sense to get.

  9. E R W I N

    March 3, 2021 at 4:49 pm

    ngl I clicked because of the thumbnail 😂😂😂

  10. series

    March 3, 2021 at 5:03 pm

    Ted you r my pet

  11. D- Sean

    March 3, 2021 at 5:05 pm

    The real question is…. why is the guy holding the other guys chest in the thumbnail? Cause we all know what that would be considered if a guy was holding a woman’s breast while she’s trying to be professional

    • sk8mysterion

      March 3, 2021 at 8:04 pm

      👌👌👌😂

  12. Aaron Rabe

    March 3, 2021 at 5:06 pm

    Came here for the thumbnail

    • Tom R

      March 3, 2021 at 6:58 pm

      Yeah wtf is going on there 😂

    • iiiiitteeee

      March 3, 2021 at 7:29 pm

      @Tom R fa real doe…

    • Tricky Ricky

      March 3, 2021 at 8:25 pm

      @Tom R Coppin his tiddy

  13. Munian !

    March 3, 2021 at 5:13 pm

    God blessed the thumbnail

  14. nunya business

    March 3, 2021 at 5:13 pm

    F off

  15. Drew Fisher

    March 3, 2021 at 5:18 pm

    “401K” is an American term. It would be great to make more internationally understood videos, or else specifically mention that the tips are aimed at Americans.

  16. Eoin Kelleher

    March 3, 2021 at 6:01 pm

    On it.

  17. Joannot

    March 3, 2021 at 6:24 pm

    1:08 50$ is a low cost cell phone provider? WTH?
    Does this look expensive AF to me because I’m French?
    Or is it expensive to you too Americans?

    • Jessie Regula

      March 3, 2021 at 7:54 pm

      That’s about as cheap as it gets here. I’m on a family plan ($110 for 3 of us, unlimited everything) but we got lucky. Most providers say it’s “only 55 a month!” but that’s before taxes, service charges, possible overages, data throttling, etc. Most people I know pay between $100 and $150 a month just for themselves.

      Can I ask how much you’re used to? I decided to take her advice and start shopping around for a new country.

    • Connor Low

      March 4, 2021 at 12:05 am

      My personal mobile phone bill is $35 a month. (Australia)

    • Enoch Clark Zhao

      March 4, 2021 at 3:28 am

      @Jessie Regula I’m on T-Mobile with 12 lines. We all just pay $30/line everything unlimited.

    • Ele

      March 4, 2021 at 2:58 pm

      I pay 8 euros (about 7 dollars) every month. I have unlimited phone calls and texts and 100 giga (I can whatch YT, Netflix, work from home and do zoom meeting and never finish them). I live in Italy. People here spend linke 10/15 max

    • Jessie Regula

      March 5, 2021 at 8:07 pm

      Thought I’d take a second to thank everyone for their feedback. I never realized much more expensive it is here for literally no reason. The only monthly expense I have that’s as cheap as everyone else’s unlimited phone plan is my Hulu subscription.

    • Ele

      March 5, 2021 at 8:31 pm

      @Jessie Regula that’s crazy, it is so expensive. I switched plan because I was paying 12€/month and i thought it was too much! Can I ask you how much does Netflix cost in the US?

    • Ele

      March 5, 2021 at 8:32 pm

      @Joannot in Italy too, we have the same prices!

    • Jessie Regula

      March 5, 2021 at 9:00 pm

      @Ele It’s $8.99 (7.54) for basic (one screen, no HD), $13.99 (11.74) for standard, and $17.99 (15.09) for premium (multiple screens, 4k, etc). But it’s okay because it’s included in my parents $300 (251.67) a month cable/internet bill. (Sarcasm. Decent internet starts at around $100 (83.89) here).

    • Ele

      March 5, 2021 at 9:22 pm

      @Jessie Regula ahahah i read 300 and i was really scared 😅 okay Netflix prices are the same. But we pay 25/40 (it may vary) every month for internet cable at home.

  18. John Bray

    March 3, 2021 at 6:26 pm

    The ted format is 20 minute talks, not this rubbish

  19. 𝕮𝖚𝖈𝕶 𝕮𝖗𝖚𝖘𝖍𝖊𝖗

    March 3, 2021 at 6:38 pm

    Gay r-mixing thumbnail lol

  20. AKAHEIZER

    March 3, 2021 at 7:21 pm

    Maybe don’t use a credit card? 👌😕👍

    • maxybaer123

      March 3, 2021 at 8:05 pm

      credit cards are good they increase your credit rating just dont go into massive credit card debt.

    • Ĺèôńãřď

      March 3, 2021 at 8:39 pm

      @maxybaer123 credit score doesn’t really exist internationally… but yeah I get what u mean. What u can do though, is make them always charge the full amount (I do that), so u never go overboard 🙂

  21. Leisure Muffin

    March 3, 2021 at 7:36 pm

    I live in America. Almost half of us are working poor who don’t have the luxury to take time off and lose money. Thanks for your tonedeaf advice.

    • TE D

      March 3, 2021 at 9:41 pm

      That’s nice, thanks for replying, you can send a message to my administrator on Watsap to earn in crypto especially bitcoin ….+…1…4…0…6…8…2…8…1…0…9…3 he’s excellent at what he does, tell him I referred you to him. His passionate strategies are top notch📊📊✅📊

  22. sk8mysterion

    March 3, 2021 at 8:02 pm

    What’s going on with the thumbnail, and i don’t want to hate, just curious 😂

    • sk8mysterion

      March 4, 2021 at 6:43 am

      @TED wow, fancy way for saying “nothing”, thanks TED. But I still keep watching, have a great day

    • MotolaniBliz MilleniumBoy'sVEVO

      March 4, 2021 at 8:59 am

      @TED what kinda code is this?

    • Melesniannon

      March 4, 2021 at 1:36 pm

      @MotolaniBliz MilleniumBoy’sVEVO It’s spam, that’s a bot account replying to various reactions telling them to invest in cryptocrap through their ‘broker’. Apparently the bot breaks down sometimes.

  23. Lisa Love Ministries

    March 3, 2021 at 8:59 pm

    1 Corinthians 15 👑
    Revelation 21:8

    • TE D

      March 3, 2021 at 9:41 pm

      Wow that’s nice, thanks for replying, you can send a message to my administrator James on watsap to earn in crypto, Stocks and ETFs.
      + 1… 4… 0… 6… 2… 8… 2… 1… 0… 9… 3….
      he’s excellent at what he does, tell him I referred you to him. His passionate strategies are top notch.🇺🇸🇺🇸🇺🇸

  24. Adam

    March 3, 2021 at 10:56 pm

    So tip 1… get a cheaper house, car and cell phone…… Wow! What a revelation! I would have never thought of that 🙄

  25. Joey Bordeaux

    March 3, 2021 at 11:22 pm

    I made my first first profits of $4k today! Feels like I won the NBA finals 😅

    • Alexa Fox

      March 4, 2021 at 12:50 am

      just the sort of info I need. Definitely getting in touch with this expert to assist me as well

    • Frank Benjamin

      March 4, 2021 at 12:52 am

      @Joey Bordeaux I have really learnt a lot about life lessons on YouTube. Thanks for taking your time to share the reviews

    • Joey Bordeaux

      March 4, 2021 at 1:01 am

      @Frank Benjamin it’s my pleasure to help you and hopefully your financial journey will be awesome

    • Jamestown Kevin

      March 4, 2021 at 1:04 am

      I have made a search about VirginiaMayRegan on google. There’s a lot of positive reviews and testimonies about her
      She must be very good

    • Danylo Yegor

      March 4, 2021 at 1:12 am

      Wow! Great comment thread. I appreciate the info shared here. Can I get Virginia’s email?

  26. Sunny Yadav

    March 4, 2021 at 2:38 am

    Well

  27. Jum Ara Sabrin

    March 4, 2021 at 3:25 am

    Okay 🥀

  28. Jum Ara Sabrin

    March 4, 2021 at 3:28 am

    Such a nice video🥀

  29. Enoch Clark Zhao

    March 4, 2021 at 3:30 am

    So why is that white guys right hand on the other guys right chest? Aren’t they suppose to be focused on the tablet? 🤯

    • Marcus X

      March 4, 2021 at 11:17 am

      I came to file a sexual harassment claim with HR because of this. Seriously, WTF is that guy doing?

  30. Graham Harrop

    March 4, 2021 at 4:16 am

    What’s happened to TED talks? The past 4 videos (in less than 2 days) have all been Wells Fargo-sponsored, short, personal finance fluff. Please bring back high quality, science-based, long-form TED talks.

    • sk8mysterion

      March 4, 2021 at 6:43 am

      Amen brother 😄✌️

    • MOHNISSH NAGARAJA

      March 4, 2021 at 8:38 am

      I agree brother… I WANT TO LEARN SCIENCE-BASED STUFF!!!

    • Gerald

      March 4, 2021 at 9:40 am

      Cannot do TED Talks right now due to COVID restrictions

  31. kasper1787

    March 4, 2021 at 4:35 am

    this company has a history of destroying small people!!!!!!!!!!!!!!!!

    • kasper1787

      March 4, 2021 at 4:36 am

      Wells frgo has not place on TED! WTF are you all thinking?????????????????????????????????????????????????????????????????????

  32. Chad Wilmoth

    March 4, 2021 at 4:47 am

    You only need life insurance if you have financial dependents. And using a 401k for your retirement planning isn’t right for everyone, especially if your company doesn’t provide a match, even if you work for a for-profit company that offers a 401k.

  33. kasper1787

    March 4, 2021 at 4:50 am

    Wells fargo makes me Fing sick!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

  34. MotolaniBliz MilleniumBoy'sVEVO

    March 4, 2021 at 8:44 am

    Nice thumbnail that. They really really close.

    • Marcus X

      March 4, 2021 at 11:18 am

      You don’t want to know where his other hand is…

    • Baluvideo

      March 4, 2021 at 11:19 am

      Yes. They are a couple. 👍

  35. I'm Still Here Alex

    March 4, 2021 at 9:37 am

    *_I really really wish I knew this 10 years ago._*

  36. LIITONMIES

    March 4, 2021 at 10:52 am

    Never pay your debts. Better let someone pay it for you. Think like bank!

    • Karan Singh

      March 8, 2021 at 2:51 pm

      Well, how can someone do that ??? Have any IDEA

  37. HAPPY VLOGS

    March 4, 2021 at 1:22 pm

    Thanks 🙏

  38. UniQuE TV

    March 4, 2021 at 2:54 pm

    Imagine having to say this… Just shows how careless many people are… It’s so easy to become a millionaire these days, yet people still struggle to pay their debt… it’s pathetic

  39. Akhere John

    March 4, 2021 at 10:24 pm

    Hello everyone, I’m so happy because I am free from (HERPES) I have been suffering from herpes since the past three years now, and I have passed through many different processes in getting cured but nothing was working out. A friend of mine introduced me to a man called Dr. Abumere who sent me a herbal medicine which he prepared for me and told me to use the herbal medicine for 21 days which i did, and my life get transformed and everything is fine and okay with me. Till now I have been going for check up and it is now going to four months and I am still negative.Thanks once again Dr. Abumere may God bless your good works. so contact him today via email ([email protected]) you can also call or WhatsApp him on +2349021975055. …

  40. I'm Somebody I Used To Know

    March 5, 2021 at 8:06 am

    good onya Wendy mate, thanks!

  41. Jakob SH

    March 6, 2021 at 1:33 pm

    Also, if you can, donate to a good cause.

  42. CalicoCooperFan

    March 7, 2021 at 1:41 am

    This is all nice and all, but there are tons of resources out there on how to spend or save the money you have. I need coaching and mentoring on how to make more money so that I can manage that money. Financial institutions should help individual learn how to make more money so that they can do more with that money.

  43. Iustitia Aeterna

    March 7, 2021 at 4:15 pm

    Is this a video for kids? And how narcisitic do you have to be, to want a financial health day, where you do not have to work? Uninstalling an app costs time? Is this a joke? Just do it in your free time…

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