People & Blogs
3 Things I Wish I Knew When I Was Broke | Vivian Tu | TED
Finance doesn’t have to feel like a foreign language. Wall Street trader-turned-financial educator Vivian Tu @YourRichBFF helps millions of people make sense of money, breaking down complex concepts into everyday terms you can understand. She shares how she broke free from the stress of living paycheck to paycheck — and explores how we can shift…
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@tobiaspersson7895
April 13, 2026 at 12:03 pm
You only need to learn plus and minus.
Salary minus expenses = what you have left.
If there is a – before what you have left you have too high expences = buy less.
@reversetransistor4129
April 13, 2026 at 12:05 pm
The system is made for the healthiest. You can try with mafia ways, but guess who dominates that field, lol
@HappySlappii
April 13, 2026 at 12:07 pm
She’s literally attempting to get access to the people “with money” by talking about it in a TED talk presentation so she can use it as a reference. Please Ted talk put something useful. F****** sad.
@krishnaainspires
April 13, 2026 at 12:10 pm
Loved it ❤
@AcselMitchell
April 13, 2026 at 12:22 pm
100 legs
@Echo21
April 13, 2026 at 12:27 pm
3 Things I Wish I Knew When I Was Broke:
3:07 Learn the financial language
4:55 Build community around money
6:46 Find modern solutions for modern problems
@TheMrmoc7
April 13, 2026 at 3:00 pm
Thank you, you just saved me 8 minutes.
@doubleuenbeeeh
April 13, 2026 at 12:34 pm
Cringe
@dominicbendinelli4805
April 13, 2026 at 12:53 pm
What an amazing journey! Providing millions of young people financial literacy all by one person. She has done so much to boost others prosperity!
@wachinpntdry.
April 13, 2026 at 12:58 pm
why is this woman given the time on a TED stage…. 9+ minutes to state about 30 seconds worth of actually useful info for those lacking the most basic, common sense concerning finances…. the rest was typical social media fluff, and not even entertaining nonsense, just poorly delivered, cringe inducing attempts to make an impact….
this was awful form start to finish…. a million people could watch this, and maybe a few dozen, might get something out of it…. the rest of us only lose 9 minutes (or however long you could bear to watch before exiting) that could have been utilized watching something of actual value …..you can do better TED
@ozzmosis84
April 13, 2026 at 1:00 pm
I can’t think of a single problem in my life that couldn’t be solved with more money. I’m not financially illiterate. I’m not paid enough. That’s it. And it’s true for most people. I don’t know how this is supposed to help anyone that is actually living paycheck to paycheck.
@benwarped7272
April 13, 2026 at 3:14 pm
because you’re stuck and disillusioned
@KetoRider338
April 13, 2026 at 1:03 pm
Nothing can help you if you keep living beyond your means. If you did not even know the basics of personal finance, you had no business working as a trader in an investment house.
@MacaroniMancer
April 13, 2026 at 1:06 pm
Remember when TED had good speakers? I remember.
@asmr_sounds-365
April 13, 2026 at 1:14 pm
Please
@ericotrips
April 13, 2026 at 1:37 pm
Too much self-promotion
@MotocrossElf
April 13, 2026 at 1:46 pm
Wow I’m just blown away by the number of miserable negative comments on this video. Why’d y’all even watch the video if you didn’t get something out of it? Do you have nothing better to do than complain? Take what you can use from this and leave the rest. Everyone, including you, will be happier.
I found the video worth my time. I’ll take all the help I can get these days.
@yl9739
April 13, 2026 at 2:27 pm
Nice AI glasses with instant prompts. May I know what brand it was?
@esoretal
April 13, 2026 at 3:05 pm
So this was just an ad for her app?
@ribbet-1
April 13, 2026 at 6:22 pm
Yeah
@darinherrick9224
April 13, 2026 at 3:58 pm
Hmmm… or you could just read Total Money Makeover. You can get a copy at Goodwill for like $5.
@Gharial555
April 13, 2026 at 4:06 pm
Just STFU and give everyone liveable wages already. Nobody wants to be lectured by some neolib about the broader populations lack of interest in thrifting for their entire lives.
@rajdivecha
April 13, 2026 at 6:21 pm
Good advertisement, however, one actually needs a good tax professional who can meet in person. A good tax professional is the one who shows you different ways to save taxes, not just prepares and files your tax return. Most rich people have good tax professionals. An app with so called trustworthy experts is a joke. Unfortunately, her company is going to tank!
@FiatLux2025
April 13, 2026 at 6:53 pm
Sweetheart, you couldn’t be any less financially credible.
@MGBranco
April 13, 2026 at 6:53 pm
buy more…increase production and be happy!
hunter-gather primates addicted with money only leads to disaster!
the game will end when only one owns the world!Meanwhile, be content with the leftovers!
@SamanthaEtta-up8mc
April 13, 2026 at 6:59 pm
Great job Vivian!!! We truly neglect the power of meaningful financial conversations, stop sleeping on the new age of advisors! Knowledge is power but it has to be put into action.
@T.dhillion
April 13, 2026 at 7:49 pm
JUST WATCH 15MINS AD…😮😮😮😮
@peacefulcompassion
April 13, 2026 at 9:16 pm
thank you