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The money talk that every couple needs to have | Your Money and Your Mind

When it comes to talking about money with your significant other, most of us … just don’t. But the fact is, if you share a life, you need to discuss your finances now, says behavioral scientist Wendy De La Rosa. She explains why and shares 3 tips to get you started. Managing your money can…

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When it comes to talking about money with your significant other, most of us … just don’t. But the fact is, if you share a life, you need to discuss your finances now, says behavioral scientist Wendy De La Rosa. She explains why and shares 3 tips to get you started.

Managing your money can feel scary and complicated, but it doesn’t have to be. In this TED series, behavioral scientist Wendy De La Rosa explains why we spend too much and save too little — and shares easy steps to help us achieve a more secure financial future. (Made possible with the support of Wells Fargo)

Watch Your Money and Your Mind with Wendy De La Rosa at

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96 Comments

96 Comments

  1. メッシが好むマテ茶

    February 3, 2021 at 1:00 am

    👍

  2. Đức Ngô Minh

    February 3, 2021 at 1:01 am

    Hi

    • kingabaddon music

      February 3, 2021 at 1:03 am

      Hello

  3. Tjk_Prince

    February 3, 2021 at 1:01 am

    First!

    • kingabaddon music

      February 3, 2021 at 1:03 am

      Me right

  4. Funny Vidz

    February 3, 2021 at 1:01 am

    Damm maybe I should stop going to the strippers so much

    • Iness Chabiba

      February 3, 2021 at 1:03 am

      Lol

    • J B

      February 3, 2021 at 1:10 am

      Make sure your wife doesn’t see your how much you spend on onlyfans.

  5. kingabaddon music

    February 3, 2021 at 1:02 am

    First yes💝💕🌊🍊🔀🎁🎁🕹️💝🖼️

    • kingabaddon music

      February 3, 2021 at 1:02 am

      Good night

  6. Paul Jansen

    February 3, 2021 at 1:02 am

    just get a joint account for the expenses and keep private accounts for yourself…et voila!

  7. peach tea

    February 3, 2021 at 1:03 am

    🥺

  8. Ayman Shakil

    February 3, 2021 at 1:04 am

    Hello how are you..?

  9. TheJumper

    February 3, 2021 at 1:05 am

    if women live longer then man they should have to work longer then them too

    • hila naim

      February 3, 2021 at 1:11 am

      That a strange conclusion

    • Martin Vindis

      February 3, 2021 at 1:25 am

      damn female privileges!

  10. Ilyas Afsoh

    February 3, 2021 at 1:07 am

    Subtitle.😭

  11. PRAVEEN KUMAR

    February 3, 2021 at 1:07 am

    its not easy as you think it is.
    I have tried it. How much ever I ask my partner to learn basic of finance, it never happens.

    And also knowing my partner, If i happen to reveal 10% of what I have, the first demand will be to spend all that.

    • Sara Kaddar

      February 3, 2021 at 1:12 am

      She must see this video

  12. J B

    February 3, 2021 at 1:08 am

    Mind your own bank account.

  13. Artis ngapak

    February 3, 2021 at 1:14 am

    Thankyou

  14. RedCapitalist

    February 3, 2021 at 1:15 am

    no money no talk

  15. MountJoyPa

    February 3, 2021 at 1:20 am

    this has to be a Fake TED ; she talks Dumb, and I Learned Nothing.

  16. Terry Wheelock

    February 3, 2021 at 1:23 am

    The solution to the “money” issue is, ….. GET A JOB so BOTH of you make enough money so it is NOT an issue! 😆😜👀👍😁🤣

  17. Ryan Ambrose

    February 3, 2021 at 1:23 am

    Stay single guys, marriage is a bad deal for us.

  18. Chulumanco Giyose

    February 3, 2021 at 7:25 am

    How do you begin having this conversation if one of you is unemployed or is an intern?

    • stormlord121

      February 3, 2021 at 9:55 am

      I think the 1st conversation starter could be very useful there: “What are your long term financial goals?”

      That person is unemployed today, but tomorrow might get a job. That person is an intern today, but tomorrow might get a job so it is a good exercise to talk and see what that person would do IF they had access to money. You listen, you talk and you figure out your similarities and differences from there.

    • E con

      February 4, 2021 at 6:56 am

      Never be the comeup woman. Get someone established.

    • Chulumanco Giyose

      February 4, 2021 at 7:12 am

      @E con I’m the intern in the relationship which is just like being unemployed tbh because it’s a very short contract. He is established. I dont know how much ground I have to start this conversation when I’m the one who has a dependence on him

    • manfred schmalbach

      February 4, 2021 at 9:00 am

      @Chulumanco Giyose Simple answer: You are the one who has to start the conversation should You want to keep the relationship while feeling dependent. Feeling dependent while pretending somehow You aren’t (usual mistake today) does ruin Your relationship faster than You might think.
      Do not pretend an independency You don’t have (that’s the biggest mistake feminists constantly make by the way) – talk openly about Your reality of feeling/being dependent and see how You both think about it, and feel about it. There’s no problem in having less money, the problem starts the moment You _pretend_ financial equality where there is none.

  19. مريم العلي احمد يوسف

    February 3, 2021 at 7:53 am

    وين العرب

  20. Nawroz Zahan Preety

    February 3, 2021 at 8:20 am

    WOW!
    I had thought that it’s important to talk about how money should be spent ,
    But never thought of these 3 most important questions. After getting hearing these 3 questions, I really feel that these questions sums up a lot of other questions and heads aboveboard to the goal. Thanks.

  21. Ashish Deharia

    February 3, 2021 at 9:33 am

    TedDatingTips

  22. Kapil Dev Tiwari

    February 3, 2021 at 9:38 am

    Save More, Spend Less

  23. xybp942

    February 3, 2021 at 10:01 am

    Nice try, ladies
    you’re not finding out my wealth and targeting me
    gold diggers aren’t getting “a dolla outta me” as fitty would say

    • E con

      February 4, 2021 at 7:00 am

      Yes, you should stay single

    • manfred schmalbach

      February 4, 2021 at 9:08 am

      @E con Nope, that’s not what he should. He should stay careful, probably as careful as experience has made him.

    • xybp942

      February 4, 2021 at 11:08 am

      @manfred schmalbach the worst date I ever had, the blonde sitting across from me asked me “what’s the most expensive thing you’ve ever bought” – blatant gold digger. Probably wouldn’t love her own father if he didn’t give her money.

      Happily married now to a genuine and caring woman. We only talked about money after being together for about 4 years.

    • manfred schmalbach

      February 4, 2021 at 12:02 pm

      @xybp942 How nice that it seems to work out for You two. Have a nice day!

  24. NizarShows

    February 3, 2021 at 10:11 am

    nice video

  25. Дэльмурат Дэльмурат

    February 3, 2021 at 10:16 am

    Short and useful talk,thank you🤩

  26. MrXenoOfficial

    February 3, 2021 at 12:07 pm

    Iguess that me and my partner never had to take the talk as we just share the information of the finance no matter what. It’s not hard to do to begin with. I guess most of this in the video is focused on the americans? It’s hard to see how it fits outside of US

    • Niffler At Heart

      February 3, 2021 at 3:56 pm

      Well, I don’t know where you are coming from but cultures outside of the states are quite different so I would think it could apply to many other people/cultures as well.

    • MrXenoOfficial

      February 3, 2021 at 3:59 pm

      @Niffler At Heart Well I’m from Denmark where it’s normal to share eco details when you’re with a person

  27. Raunak Lanjewar

    February 3, 2021 at 12:59 pm

    Money is the first thing they talk about in Indian arranged marriages. Look at the divorce rate.

    • Namritha Maniyodath

      February 3, 2021 at 4:49 pm

      Indian arranged marriages have lower divorce rate because of the stigma of divorce and not because being open about finances.

    • Raunak Lanjewar

      February 3, 2021 at 6:47 pm

      @Namritha Maniyodath i know these factors exist. Like reputation and submission to societal thinking. But here,i was just wrote that to lighten the mood, as a joke ofcourse.

    • manfred schmalbach

      February 4, 2021 at 9:12 am

      @Namritha Maniyodath Western divorce rates decrease increasingly fast with the reasonable plummeting of marriage rates … not risking the wedding-mistake is the sensible decision in the actual situation western jurisdiction brought to male divorcees.

  28. Akshay Varma

    February 3, 2021 at 1:39 pm

    yep, Mrs. Bezos would be proud.

  29. Electro Cola

    February 3, 2021 at 1:44 pm

    MGTOW is also solution, don’t want to have any talks about my money

  30. 舞音manon

    February 3, 2021 at 2:51 pm

    I always study English in your video!

    • Сеошник Сеошников

      February 4, 2021 at 4:01 am

      Да, английский у неё шикарный!)

  31. Sunny Bates

    February 3, 2021 at 6:43 pm

    Clear talk about money with your partner — and yourself is great for building trust. thanks Wendy and TED

  32. Dark Soul

    February 3, 2021 at 7:10 pm

    If you live with somebody and don’t disclose the amount of money you have, it’s simple:
    1. They love to spend too much and you’ll end broke 😅
    2. No trust in the relationship.
    If it’s 1, either consider if you’re just stingy and need to open your wallet a little bit, or if it’s possible to sustain such a relationship.
    If it’s 2, hopeless

  33. lindersi

    February 3, 2021 at 7:42 pm

    Now that sounds like a shitload of crap.

  34. A M

    February 3, 2021 at 8:31 pm

    So where are the rest of the 10 conversation starters?

  35. E con

    February 4, 2021 at 7:10 am

    Damn money videos really bring stingy men to the yard…

    • manfred schmalbach

      February 4, 2021 at 9:19 am

      Define “stingy” in that context …?

    • Lyn Allure

      February 4, 2021 at 10:43 am

      W.H.A.T.S.A.P.P
      +.4.4.7.8.6.2..0.9.7.9.3.6💯💯💯💯

    • Matthew Huo

      February 4, 2021 at 10:43 am

      W.H.A.T.S.A.P.P
      +.4.4.7.8.6.2..0.9.7.9.3.6💯💯💯💯

  36. dat chocolate kid

    February 4, 2021 at 9:03 am

    👍🏽

  37. Omer Balkan

    February 4, 2021 at 12:55 pm

    👏👏 your many your mind

  38. Jan Tißler

    February 4, 2021 at 11:08 pm

    Great video. I personally recommend YNAB, because it changes how you think about your money. It is not just budgeting. It is a whole system. For me it has been extremely helpful.

  39. Prasad Birajdar

    February 5, 2021 at 2:29 pm

    Women outlive men because they don’t have to live with a woman.

  40. Amu Uy

    February 6, 2021 at 4:13 am

    I’m just looking for the 7 other questions…

  41. Storage Tank & Sea Pipeline

    February 7, 2021 at 9:35 am

    that thing is always true ……..! How about you all ………?

  42. rmns987

    February 7, 2021 at 2:19 pm

    I completely agree. My significant other has a crucial role in my spending. Just spends. lol

  43. B.S

    February 7, 2021 at 10:14 pm

    Mostly the money talk is embarrassing
    Buut the questions you suggest are really smart love them

  44. Fam Fam

    February 7, 2021 at 11:32 pm

    Very little information or value

  45. K S

    February 11, 2021 at 12:23 am

    Wells Fargo!!! Nooo…. don’t want to see that name anywhere I’m disliking this video because of that. Don’t put Wells Fargo anywhere next to people’s money.

  46. Cassia Chloe

    February 11, 2021 at 11:15 am

    Why did she point out that woman outlive men? Her assumption men will have the key financial control as opposed to women in the relationship is stupid and outdated.

    • MsOnTopOfTheWorld

      February 21, 2021 at 12:05 pm

      In most parts of the world, it’s true; but you do make a point for a majority of white folks in the West.

  47. Rob Hughes

    February 11, 2021 at 12:37 pm

    Interesting documentary on Netflix all about Wells Fargo … called “Dirty Money”

  48. walperstyle

    February 14, 2021 at 12:24 am

    BITCOIN. DEAL WITH IT.

    • Alex Becker's Channel

      February 27, 2021 at 9:05 am

      +1( 4 1 5) -4 8 3 -2 1 3 9…

    • Alex

      February 27, 2021 at 9:05 am

      +1( 4 1 5) -4 8 3 -2 1 3 9…

  49. David Adams

    February 19, 2021 at 4:51 am

    The trouble I’ve always found is that women tend to buy things (from joint funds) for the house, home or children and then claim that such purchases are from ‘both of us’. Then, when I want to buy something, it’s somehow just for me, making me out to be the spendthrift when I profoundly believe that we didn’t need a new rug, or set of curtains and the kids definitely didn’t need a new pair of trainers just because the old ones look tired and “Janis at school looked disparagingly at them last week”. Men and women _think_ differently and no amount of ‘talking that through’ is going to solve that*. Successful couples embrace their differences and don’t fight to change the other.

    * _edit: nor does it need to be solved._

    • MsOnTopOfTheWorld

      February 21, 2021 at 12:07 pm

      Switch roles for a month and see if you can do a better job.

    • David Adams

      February 21, 2021 at 12:24 pm

      @MsOnTopOfTheWorld I think you kinda missed my point, but thank you for the comment.

  50. James Smith

    February 19, 2021 at 8:53 pm

    I can recommend you to the powerful man of God from Nigeria who once help me get my partner back with prayers.

  51. James Smith

    February 19, 2021 at 8:54 pm

    Text him now on whatzapp for help.

  52. James Smith

    February 19, 2021 at 8:54 pm

    +2349041640320

  53. Mrs Wellness

    February 21, 2021 at 10:58 am

    We have a daily walk in which we discuss all kinds of things, and a lot of the time it is the three questions you listed. My advice to all couples is to never stop walking together – much safer space to discuss matters as sensitive as money

  54. John Axel

    February 25, 2021 at 12:19 am

    The cryptocurrency has charted a 10-fold rally in the past 11 months, offering a significantly higher return than gold amid the massive inflation-boosting monetary and fiscal stimulus delivered by authorities worldwide to counter the coronavirus-induced economic slowdown. The precious metal reached a record high of $56.000 in February 2021 and has been trending higher ever since. I invested 6BTC and I have been earning 2BTC weekly.

    • John Axel

      February 25, 2021 at 12:19 am

      Thanks Luiz .+1.8.0.3.5.6.6.0.6.9.7.

  55. Halil Halil

    February 27, 2021 at 4:35 am

    If you found your soulmate , you wouldn’t discuss the money or precious things . Soulmate meaning that is , Although you don’t have enough money to take or buy something for your partner , If you buy something makes her happy . It’s inevitably something for your partner . As long as I live with my wife , We’ll be happier than we think . Because we don’t live for money , appliances, tools or buying a home. We live each together for being happy on eart . 😊

    • Halil Halil

      February 27, 2021 at 9:33 am

      @Alex Becker’s ChannelI will write you

    • Halil Halil

      February 27, 2021 at 9:33 am

      @AlexI will write you

  56. Sample Name

    March 3, 2021 at 4:40 pm

    So according to the thumbnail in order to financially well off I just need to become 1/2 of an interracial hetero couple. Got it.

  57. Adrian Bunea

    March 4, 2021 at 6:38 pm

    Considering that in the US, 50% of couples get divorced, and women initiate 80% of those , and in the majority of cases, they take your kids, your house, half of your money and income, I think the best thing is to never get in a position where you can lose your money to your partner, and keep your finances separate. You both have only your money, and you do your finances for your part only.

    • E con

      March 5, 2021 at 4:27 pm

      Don’t marry anyone please

    • Adrian Bunea

      March 5, 2021 at 4:34 pm

      @E con that’s what I’m suggesting, the current marriage system and family court in most European countries, and especially in America, is heavily biased against men, and encourages women to take advantage of it. Marriage is failing in all of these western countries and it shows. Men are already more and more reluctant to marry or even commit to a relationship.

  58. Akhil 90s

    March 5, 2021 at 5:38 pm

    Me, who have zero bank balance and no job years after finishing college, watching this video.

  59. Ricardo Charriez

    March 6, 2021 at 1:40 am

    Great video Wendy.

  60. chairul anwar musyadad

    March 11, 2021 at 10:12 am

    Indonesia hadir

  61. James Willians

    March 14, 2021 at 1:50 am

    To Invest is not the problem getting return is the problem I have made another successful withdrawal with the help of Linda from her company in short period of time now thanks so much

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