CNET

Do You Have a Cash Flow Cushion?

As a millionaire coach, Bernadette Joy knows a thing or two about getting out of living paycheck-to-paycheck. Taking a calculation of your five major monthly expenses is a good place to start. #finance #money #debt #credit #budgeting Read more at CNET:

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As a millionaire coach, Bernadette Joy knows a thing or two about getting out of living paycheck-to-paycheck. Taking a calculation of your five major monthly expenses is a good place to start. #finance #money #debt #credit #budgeting

Read more at CNET:

10 Comments

  1. @jadenbishop2297

    April 17, 2024 at 11:34 am

    Bro use the mic infront of your face next time. Sounds pretty bad 👎

    • @meric12131415

      April 17, 2024 at 8:18 pm

      Aye

  2. @PubliaRedenz

    April 17, 2024 at 11:35 am

    I’m genuinely grateful for the opportunity to engage with such intelligent and thoughtful individuals. It’s a privilege I cherish.🐱

    • @krniranjan

      April 17, 2024 at 11:38 am

      fun fact
      “you could fit 63 earth into uranus”

    • @WanderingExistence

      April 17, 2024 at 11:56 am

      ​@@krniranjan How much do I have to pay for that?

  3. @WanderingExistence

    April 17, 2024 at 11:46 am

    You forgot alcohol as the 6th necessary expense. Also you shouldn’t just put it all in a basic checking account, maximize _high interest_ savings / checking / money market accounts (4.5% to 5.25% is not uncommon these days). Credit unions sometimes have reverse tiered interest rates that offer a high interest rate for a 1k-2k deposit. If you have accounts with different institutions that offer good rates you’ll be able to store more with better rates.

  4. @forme1981

    April 17, 2024 at 1:35 pm

    Same old balance budget advice boomers giving to boomers

  5. @jonasriliskis996

    April 17, 2024 at 2:28 pm

    “keep some cash on hand”, ground breaking 😀

  6. @Cesiumooo

    April 17, 2024 at 6:07 pm

    That microphone quality has me rolllllling

  7. @juriosz

    April 18, 2024 at 12:38 am

    What about the ppl who’s cost of living is more than they being in? How are they going to set money aside?

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