CNET

Apple Card: 3 months later

I’ve had the Apple Card for three months. Has it been worth it? Here are my thoughts on everything from the physical titanium card to using it with Apple Pay and how it compares with other cards in my wallet.

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I’ve had the Apple Card for three months. Has it been worth it? Here are my thoughts on everything from the physical titanium card to using it with Apple Pay and how it compares with other cards in my wallet.

34 Comments

  1. CNET

    November 27, 2019 at 4:19 pm

    Anybody else have the Apple Card? What do you think???

    • Mely M

      November 30, 2019 at 5:50 pm

      I have it and like it. Could be better but not bad. I use mainly for Uber , Uber Eats, Walgreens and now I see Nike may use it for that too. It’s convenient. Wish they would allow the card to have better cash back because I have yet to use the actual card (which I’ve had since August ) due to only 1%.

    • MelsonWithTrucking

      December 1, 2019 at 6:57 am

      I use mine all the time. Love it.

    • Kyle Jacobi

      December 2, 2019 at 2:32 am

      CNET love it.

    • Don Nguyen

      December 2, 2019 at 6:43 am

      I have it and my only big gripe is anything that is purchased thru Apple like app subscriptions, movies, icloud subscriptions, etc are all described as “Apple Services” which is NOT helpful at all and a company that touts itself on creating a better credit card experience for their customers can’t seem to figure out such a basic concept as descriptive transactions.

    • Bruce Richwine

      December 2, 2019 at 12:11 pm

      CNET well the sexist thing with the card I know isn’t a thing unless they think I’m a woman. 😂 credit limit was low with a higher interest rate than any other card I have or have been offered. Also the credit limit was really low for some reason. Plus I ave a 820 FICO score with less than $5000 debt. So go figure.

  2. White Mail Privilege

    November 30, 2019 at 6:11 pm

    I buy apples 🍎 🍏 with my Apple Card

  3. Landon Pearson

    November 30, 2019 at 6:43 pm

    I don’t think you should be worried if you lost your phone because I’m pretty sure you would have to go through a few security stages like Face ID or Touch ID in order to use the digital Apple Card

  4. Tony Nicklow

    November 30, 2019 at 8:43 pm

    Apple pay is so terrible that they need to make a physical card for the Apple card to work. I mean can you get any more obvious of waving the white flag. Apple gives up on bringing NFC everywhere. Thank goodness Samsung pay is so far more advanced. Samsung pay works literally everywhere I haven’t even had a wallet in 4 years. Can you believe the apple card is proprietary. I know Apple wants to lock all those suckers into their ecosystem and make them believe that nothing else works together. Which is a lie everything talks to everything else. Making a card that works for less than half the people is stupid. Not only that Apple is very sexist males get more credit than femails. The Apple card is a disaster.

  5. Jordan Carson

    November 30, 2019 at 8:47 pm

    FYI: You can still get access to the Apple Card via an iPad and pay your balance.

  6. Graham Miao

    November 30, 2019 at 11:55 pm

    She talks about being robbed so casually. Is that an everyday thing in the US?

    • David Amex King Moss

      December 2, 2019 at 7:54 am

      Graham Miao absolutely not

  7. Nomon Munir

    November 30, 2019 at 11:56 pm

    i’ve thought about this for a long time , idk whether to get it or not

  8. Amar Daswani

    December 1, 2019 at 12:12 am

    3:38 “If the situation had been reversed…” and I stole their wallet…

  9. hellodlo

    December 1, 2019 at 2:59 am

    My wallet was also stolen, luckily I still had my phone. Really makes you think about backup plans

  10. Reflections

    December 1, 2019 at 6:03 am

    It’s a credit card, the review is full of nonsense. if apple starts making toilet paper, CNET will offer their free advertising for it. I’m personally done with these pointless channels.

  11. Blanca Velasquez

    December 1, 2019 at 7:23 am

    I got declined🤧

  12. lunisic107

    December 1, 2019 at 3:05 pm

    Why’s everyone always worried about cashback on cards like they’re giving you alot. Pay cash

    • spazzman90

      December 1, 2019 at 8:52 pm

      It adds up. I get a couple grand a year in free cash.

    • lunisic107

      December 1, 2019 at 9:53 pm

      Say you’re at 3%. After 10k you only get 300. You can save the 300 buy itself. Don’t get me wrong I have cards but as much as these companies make they can do better than 5%

  13. Hyper Eric

    December 1, 2019 at 4:28 pm

    3:50 she is so dume, you need your face to use the dam card idiot

  14. Alex

    December 1, 2019 at 6:15 pm

    I wanted to get this card but it requires you to use your phone and apple ID. I usually just put my initials in my Apple ID and keep it vague as possible in case the phone gets lost or something. Just don’t fell secure putting my personal info in Apple ID.

  15. Kevin

    December 1, 2019 at 7:01 pm

    CNET hocking this crap is unbelievable. No wonder the USA is bankrupt . 25%+ INTEREST RATES?!?!?!?!?!

    Apple Card is a credit card created by Apple Inc., but developed by Goldman Sachs………….GOLDMAN SACHS!!!!!!!!!!! W.I.T.F. CNET.

    RUN. RUN AS FAST AS YOU CAN PEOPLE!

  16. Ronald Fish

    December 1, 2019 at 7:22 pm

    I have one and love it

  17. Abdulla

    December 1, 2019 at 7:27 pm

    Really? Sexist? People are just looking for any excuse

    • spazzman90

      December 1, 2019 at 9:08 pm

      Always. My wife and I make the same money, have about the same number of credit cards, and have never missed a payment. Her score is almost 200 points lower than mine because she carries a high balance on her cards while I carry none. So yeah, she still doesn’t quite understand when I get a card with a $20k limit and she gets like $3k (and thank God they don’t give her $20k limits).

  18. Antwan Reynolds

    December 1, 2019 at 8:12 pm

    3 months later it still haven’t reported it to your credit.

  19. Financially Indypendent show Daniel Reyes

    December 1, 2019 at 10:28 pm

    Why would you have alllllll your credit cards in your wallet?!?

  20. Angel Hernandez

    December 1, 2019 at 11:42 pm

    I haven’t been charged interest. And I do have a balance that rolls onto the next month

  21. Mac Mac

    December 2, 2019 at 12:40 am

    “this is not financial advice” LOL ya think!

  22. Kyle Jacobi

    December 2, 2019 at 2:36 am

    They should also do a card for the Apple Cash like the Venmo debit card. I know you could just transfer to bank tho.

  23. Rz

    December 2, 2019 at 3:43 am

    Goliath national bank would do it better

  24. David Amex King Moss

    December 2, 2019 at 7:53 am

    This is stupid
    Still my phone
    You’d still have to use Touch ID or Face ID or passcode to use the card

  25. babalola victor

    December 2, 2019 at 9:39 am

    This is a really good video

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