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@samueleuresti3
August 29, 2024 at 4:25 pm
AI conducts 100% of their underwriting, and I experienced that first-hand.
Affirm offered me a credit limit of $4,200 about a year ago.
I utilized about $2,500 of the $4,200.
My credit score dropped a bit.
And as a result, Affirm blocked me from making any future purchases.
Love how they treat their good standing customers.