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Can’t stick to a budget? Try these tweaks instead | Your Money and Your Mind

Budgeting is the best way to get your spending under control, right? Behavioral scientist Wendy De La Rosa says there are actually better ways to limit your purchases — and get more satisfaction from them. Managing your money can feel scary and complicated, but it doesn’t have to be. In this TED series, behavioral scientist…

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Budgeting is the best way to get your spending under control, right? Behavioral scientist Wendy De La Rosa says there are actually better ways to limit your purchases — and get more satisfaction from them.

Managing your money can feel scary and complicated, but it doesn’t have to be. In this TED series, behavioral scientist Wendy De La Rosa explains why we spend too much and save too little — and shares easy steps to help us achieve a more secure financial future. (Made possible with the support of Wells Fargo)

Watch Your Money and Your Mind with Wendy De La Rosa at

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36 Comments

36 Comments

  1. Mihaly Darida

    February 3, 2021 at 1:11 pm

    this video is another punch in the face to the already suffering restaurant/bar sector (because of covid) as well as to those cycling through red lights to get your food delivered warm (btw being in the precariat)

  2. vld

    February 3, 2021 at 1:19 pm

    what are social activities

  3. Polly Sey

    February 3, 2021 at 1:19 pm

    I don’t need more rules. I need more money. But this is good advice.

  4. Polly Sey

    February 3, 2021 at 1:21 pm

    Frequency does make more sense.

  5. Zuldope Gaming

    February 3, 2021 at 1:36 pm

    my comment was deleted. okay.

  6. Ashley Stanford

    February 3, 2021 at 2:17 pm

    My issue with money is definitely ordering take-aways!

  7. Zelämyr Shiru

    February 3, 2021 at 2:19 pm

    I love her approach, she gives alternatives and solutions instead of just pointing out problems. Thank you so much for the video.

  8. alarcon99

    February 3, 2021 at 2:23 pm

    Eating out -> Frequency Budget
    Delivery Services -> Delete app
    Shopping -> Buy the things that make you happy

  9. Read my ABOUT section PLEASE

    February 3, 2021 at 2:29 pm

    Hi. Sorry for this but… Do you have an extra $1? Badly need help. Savin’ to get my laptop fixed or get a new one. Will use it for working. Swear to GOD, I’m not a bad person. Just desperate. Lost a lot since the pandemic. ????

  10. L F

    February 3, 2021 at 2:33 pm

    Weirdly disconnected thing to post at this time in history

    • M Howard

      February 5, 2021 at 11:22 pm

      Although people might not be able to eat inside restaurants in the same way, even in most big cities throughout 2020 there was indoors dining available. When it wasn’t people were encouraged to support the local economy and restaurants (and all their workers) by ordering take out. In this context, many people have actually increased their spending in this category of the budget. And regardless of that, budgeting is more critical when you are in a place of limited financial means (maybe after a job loss or in the face of an emergency, so almost all of the last 12 months), so this topic is quite timely.

  11. Darth Gumby

    February 3, 2021 at 2:41 pm

    “Hey Bill, Josh and I are going out for beers after work, you want to come?”

    “No thanks, I’m saving money. You guys want to go in on a picnic or yoga instead?”

    • Ryan Simpson

      February 3, 2021 at 7:05 pm

      Invite your buds to your house to crack open some cold ones and watch an action movie

    • lestrange

      February 3, 2021 at 8:46 pm

      Where are people even going out for beers these days? Maybe New Zealand? Bars here (California) have not been open for 11 months.

  12. Kelen Azambuja

    February 3, 2021 at 2:48 pm

    Wonderful! I think so! And I’m a Nutritionist! Eat food! No, products!

  13. Kelen D. Azambuja

    February 3, 2021 at 2:48 pm

    Wonderful! I think so! And I’m a Nutritionist! Eat food! No, products!

  14. Arturo Sanguino

    February 3, 2021 at 3:47 pm

    yo she’s beautiful

  15. Attikus

    February 3, 2021 at 3:52 pm

    Let’s say you work £7 an hour and you want someone to clean your house and it costs £28 that’s 4 hours of your money when you could clean your house yourself in at least 1 hour. Think of money in hours people, not numbers.

  16. The Dana Show

    February 3, 2021 at 5:46 pm

    Great video! Valid points and actionable advice, love it!

  17. wanderinguser

    February 3, 2021 at 6:05 pm

    Don’t buy stuff you don’t need.

  18. ayoub createur

    February 3, 2021 at 7:48 pm

    You are right

  19. 0neofthem

    February 3, 2021 at 8:13 pm

    Just use the apps to order pickup. Don’t have to pay delivery fee + tip and risk someone fucking up your order or being late.

  20. Robert Klauco

    February 3, 2021 at 8:19 pm

    With all due respect – during pandemic recommend not to eat out… Sounds like low-hanging fruit to me 🙂

  21. lestrange

    February 3, 2021 at 8:45 pm

    Was this made before the pandemic? Eating out is not a social activity now. I haven’t eaten outside my house in a year. I have only gotten take-out from restaurants 3 times in the past 11 months and I ate it at home alone.

  22. A.B.

    February 3, 2021 at 9:34 pm

    Thanks Wendy!

  23. Irma Cernica

    February 3, 2021 at 9:47 pm

    Ordering my groceries from Walmart and picking them up has been an absolute game changer. I am able to stick to $100/week budget because all those temptations you normally get walking through the store aren’t there. Not only is it saving me lots of money but it’s keeping my family healthy.

    • eldiaz

      February 4, 2021 at 3:47 pm

      I agree but then sometimes I add more to get to the minimum or free shipping. ????

    • TED

      February 8, 2021 at 9:27 pm

      She’s reachable on WhatsApp too

  24. Young Cho

    February 4, 2021 at 4:23 am

    My sister and I limit our happy money to $300 per month per person. Grocery and dining out for both of us is $300. To help us keep track we spend happy money on our individual credit cards and a grocery/dining out credit card. It helps.

    • TED

      February 8, 2021 at 9:29 pm

      *Thanks* *for* *commenting* *invest* *in* *Bitcoin* *with* *my* *manager* *to* *earn* *huge* *returns* *weekly* .

  25. Tyler Loconte

    February 4, 2021 at 6:03 am

    Go to a work out class….does she know how expensive work out classes are to drop in? Easily twice the cost of eating out.

  26. Preet Preet

    February 4, 2021 at 9:28 am

    please support indian farmers

  27. RustyCobalt

    February 4, 2021 at 9:52 pm

    She talks about saving money, but her body says this is ridiculous. She clearly is on the upper end of a class and is flush with money.
    Fu** her

  28. TheMrfrodough

    February 4, 2021 at 10:16 pm

    Tldr. Have self control and make smarter choices.

  29. Alparslan Korkmaz

    February 5, 2021 at 8:47 am

    Nice video.

  30. Heaven Seeker

    February 7, 2021 at 7:15 am

    A talented women

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How to Live a Good Life — on Earth and in Space | TED Intersections

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The TED Talks channel features the best talks and performances from the TED Conference, where the world’s leading thinkers and doers give the talk of their lives in 18 minutes (or less) — plus originals, podcasts and exclusive content. Look for videos on Technology, Entertainment and Design as well as science, business, global issues, the arts and more. Visit for our entire library, transcripts, translations and personalized recommendations.

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