Connect with us

People & Blogs

3 Things I Wish I Knew When I Was Broke | Vivian Tu | TED

Finance doesn’t have to feel like a foreign language. Wall Street trader-turned-financial educator Vivian Tu @YourRichBFF helps millions of people make sense of money, breaking down complex concepts into everyday terms you can understand. She shares how she broke free from the stress of living paycheck to paycheck — and explores how we can shift…

Published

on

Finance doesn’t have to feel like a foreign language. Wall Street trader-turned-financial educator Vivian Tu @YourRichBFF helps millions of people make sense of money, breaking down complex concepts into everyday terms you can understand. She shares how she broke free from the stress of living paycheck to paycheck — and explores how we can shift power structures to give everyone a real shot at building wealth. (Recorded at TEDNext 2025 on November 10, 2025)

Join us in person at a TED conference:
Become a TED Member to support our mission:
Subscribe to a TED newsletter:

Follow TED!
X:
Instagram:
Facebook:
LinkedIn:
TikTok:

The TED Talks channel features talks, performances and original series from the world’s leading thinkers and doers. Subscribe to our channel for videos on Technology, Entertainment and Design — plus science, business, global issues, the arts and more. Visit to get our entire library of TED Talks, transcripts, translations, personalized talk recommendations and more.

Watch more:

TED’s videos may be used for non-commercial purposes under a Creative Commons License, Attribution–Non Commercial–No Derivatives (or the CC BY – NC – ND 4.0 International) and in accordance with our TED Talks Usage Policy: . For more information on using TED for commercial purposes (e.g. employee learning, in a film or online course), please submit a Media Request at

#TED #TEDTalks #Finance

Continue Reading
Advertisement
28 Comments

28 Comments

  1. @tobiaspersson7895

    April 13, 2026 at 12:03 pm

    You only need to learn plus and minus.
    Salary minus expenses = what you have left.

    If there is a – before what you have left you have too high expences = buy less.

  2. @reversetransistor4129

    April 13, 2026 at 12:05 pm

    The system is made for the healthiest. You can try with mafia ways, but guess who dominates that field, lol

  3. @HappySlappii

    April 13, 2026 at 12:07 pm

    She’s literally attempting to get access to the people “with money” by talking about it in a TED talk presentation so she can use it as a reference. Please Ted talk put something useful. F****** sad.

  4. @krishnaainspires

    April 13, 2026 at 12:10 pm

    Loved it ❤

  5. @AcselMitchell

    April 13, 2026 at 12:22 pm

    100 legs

  6. @Echo21

    April 13, 2026 at 12:27 pm

    3 Things I Wish I Knew When I Was Broke:
    3:07 Learn the financial language
    4:55 Build community around money
    6:46 Find modern solutions for modern problems

    • @TheMrmoc7

      April 13, 2026 at 3:00 pm

      Thank you, you just saved me 8 minutes.

  7. @doubleuenbeeeh

    April 13, 2026 at 12:34 pm

    Cringe

  8. @dominicbendinelli4805

    April 13, 2026 at 12:53 pm

    What an amazing journey! Providing millions of young people financial literacy all by one person. She has done so much to boost others prosperity!

  9. @wachinpntdry.

    April 13, 2026 at 12:58 pm

    why is this woman given the time on a TED stage…. 9+ minutes to state about 30 seconds worth of actually useful info for those lacking the most basic, common sense concerning finances…. the rest was typical social media fluff, and not even entertaining nonsense, just poorly delivered, cringe inducing attempts to make an impact….
    this was awful form start to finish…. a million people could watch this, and maybe a few dozen, might get something out of it…. the rest of us only lose 9 minutes (or however long you could bear to watch before exiting) that could have been utilized watching something of actual value …..you can do better TED

  10. @ozzmosis84

    April 13, 2026 at 1:00 pm

    I can’t think of a single problem in my life that couldn’t be solved with more money. I’m not financially illiterate. I’m not paid enough. That’s it. And it’s true for most people. I don’t know how this is supposed to help anyone that is actually living paycheck to paycheck.

    • @benwarped7272

      April 13, 2026 at 3:14 pm

      because you’re stuck and disillusioned

  11. @KetoRider338

    April 13, 2026 at 1:03 pm

    Nothing can help you if you keep living beyond your means. If you did not even know the basics of personal finance, you had no business working as a trader in an investment house.

  12. @MacaroniMancer

    April 13, 2026 at 1:06 pm

    Remember when TED had good speakers? I remember.

  13. @asmr_sounds-365

    April 13, 2026 at 1:14 pm

    Please

  14. @ericotrips

    April 13, 2026 at 1:37 pm

    Too much self-promotion

  15. @MotocrossElf

    April 13, 2026 at 1:46 pm

    Wow I’m just blown away by the number of miserable negative comments on this video. Why’d y’all even watch the video if you didn’t get something out of it? Do you have nothing better to do than complain? Take what you can use from this and leave the rest. Everyone, including you, will be happier.

    I found the video worth my time. I’ll take all the help I can get these days.

  16. @yl9739

    April 13, 2026 at 2:27 pm

    Nice AI glasses with instant prompts. May I know what brand it was?

  17. @esoretal

    April 13, 2026 at 3:05 pm

    So this was just an ad for her app?

    • @ribbet-1

      April 13, 2026 at 6:22 pm

      Yeah

  18. @darinherrick9224

    April 13, 2026 at 3:58 pm

    Hmmm… or you could just read Total Money Makeover. You can get a copy at Goodwill for like $5.

  19. @Gharial555

    April 13, 2026 at 4:06 pm

    Just STFU and give everyone liveable wages already. Nobody wants to be lectured by some neolib about the broader populations lack of interest in thrifting for their entire lives.

  20. @rajdivecha

    April 13, 2026 at 6:21 pm

    Good advertisement, however, one actually needs a good tax professional who can meet in person. A good tax professional is the one who shows you different ways to save taxes, not just prepares and files your tax return. Most rich people have good tax professionals. An app with so called trustworthy experts is a joke. Unfortunately, her company is going to tank!

  21. @FiatLux2025

    April 13, 2026 at 6:53 pm

    Sweetheart, you couldn’t be any less financially credible.

  22. @MGBranco

    April 13, 2026 at 6:53 pm

    buy more…increase production and be happy!
    hunter-gather primates addicted with money only leads to disaster!
    the game will end when only one owns the world!Meanwhile, be content with the leftovers!

  23. @SamanthaEtta-up8mc

    April 13, 2026 at 6:59 pm

    Great job Vivian!!! We truly neglect the power of meaningful financial conversations, stop sleeping on the new age of advisors! Knowledge is power but it has to be put into action.

  24. @T.dhillion

    April 13, 2026 at 7:49 pm

    JUST WATCH 15MINS AD…😮😮😮😮

  25. @peacefulcompassion

    April 13, 2026 at 9:16 pm

    thank you

Leave a Reply

Your email address will not be published. Required fields are marked *

People & Blogs

LIVE with Mark Rober: How to Make Science Go Off | TED

What if science class felt less like a textbook and more like an unforgettable field trip to an imaginative laboratory? From viral glitter-bomb traps to backyard engineering marvels, former NASA engineer turned YouTube phenomenon Mark Rober has spent years proving that curiosity is contagious — and that the best way to teach science is to…

Published

on

What if science class felt less like a textbook and more like an unforgettable field trip to an imaginative laboratory? From viral glitter-bomb traps to backyard engineering marvels, former NASA engineer turned YouTube phenomenon Mark Rober has spent years proving that curiosity is contagious — and that the best way to teach science is to make it impossible to look away. Join Mark for a live conversation where he’ll share more about how play, wonder and a healthy dose of mischief can transform the way the next generation learns. Plus, get a sneak peek inside his plans to bring that magic to every classroom in America.

Join us in person at a TED conference:
Become a TED Member to support our mission:
Subscribe to a TED newsletter:

Follow TED!
Instagram:
LinkedIn:
TikTok:
Facebook:
X:

The TED Talks channel features the best talks and performances from the TED Conference, where the world’s leading thinkers and doers give the talk of their lives in 18 minutes (or less) — plus originals, podcasts and exclusive content. Look for videos on Technology, Entertainment and Design as well as science, business, global issues, the arts and more. Visit for our entire library, transcripts, translations and personalized recommendations.

TED videos may be used for non-commercial purposes under a Creative Commons License, Attribution–Non Commercial–No Derivatives (or the CC BY – NC – ND 4.0 International) and in accordance with the TED Talks Usage Policy: . For more information on using TED for commercial purposes (e.g. employee learning, in a film or online course), submit a request at

#TED #TEDTalks #MarkRober

Continue Reading

People & Blogs

Why AI Is an Even Bigger Deal Than You Think | Reed Hastings | TED

Netflix cofounder and Anthropic board member Reed Hastings joins TED’s Sal Khan to give a look inside the race to build AI. Hear his take on how the technology could accelerate education — including the possibility of an AI tutor for every student — and reshape the economy faster than anyone expects. (Recorded at TED2026…

Published

on

Netflix cofounder and Anthropic board member Reed Hastings joins TED’s Sal Khan to give a look inside the race to build AI. Hear his take on how the technology could accelerate education — including the possibility of an AI tutor for every student — and reshape the economy faster than anyone expects. (Recorded at TED2026 on April 15, 2026)

Join us in person at a TED conference:
Become a TED Member to support our mission:
Subscribe to a TED newsletter:

Follow TED!
Instagram:
LinkedIn:
TikTok:
Facebook:
X:

The TED Talks channel features the best talks and performances from the TED Conference, where the world’s leading thinkers and doers give the talk of their lives in 18 minutes (or less) — plus originals, podcasts and exclusive content. Look for videos on Technology, Entertainment and Design as well as science, business, global issues, the arts and more. Visit for our entire library, transcripts, translations and personalized recommendations.

Watch more:

TED videos may be used for non-commercial purposes under a Creative Commons License, Attribution–Non Commercial–No Derivatives (or the CC BY – NC – ND 4.0 International) and in accordance with the TED Talks Usage Policy: . For more information on using TED for commercial purposes (e.g. employee learning, in a film or online course), submit a request at

#TED #TEDTalks #AI #Netflix #Anthropic

Continue Reading

People & Blogs

If you want more people to read, read books yourself #TEDTalks

If you want to live in a world where people read, novelist Ann Patchett has news for you: it’s your job to help create that reality. Tracing her path from a chance airport encounter through a career writing iconic novels and opening a beloved independent bookstore, she makes the case that reading isn’t a private…

Published

on

If you want to live in a world where people read, novelist Ann Patchett has news for you: it’s your job to help create that reality. Tracing her path from a chance airport encounter through a career writing iconic novels and opening a beloved independent bookstore, she makes the case that reading isn’t a private pleasure but a civic act that builds empathy, sustains a “long-format brain” and pulls people out of isolation. Ready to lose yourself in a book?

Continue Reading

Trending